phishing • \FISH-ing\ • noun. : a scam by which an e-mail user is duped into revealing personal or confidential information which the scammer can use illicitly. Examples: The widespread use of electronic banking and financial transactions has prompted the FTC to crack down on cyber crimes, such as phishing.
What is an example phishing?
An email from PayPal arrives telling the victim that their account has been compromised and will be deactivated unless they confirm their credit card details. The link in the phishing email takes the victim to a fake PayPal website and the stolen credit card information is used to commit further crimes.
Why do they call it phishing?
The word phishing was coined around 1996 by hackers stealing America Online accounts and passwords. By analogy with the sport of angling, these Internet scammers were using e-mail lures, setting out hooks to “fish” for passwords and financial data from the “sea” of Internet users.
What does phishing mean in computer terms?
“Phishing” is a scam where thieves attempt to steal personal or financial account information by sending deceptive electronic messages that trick unsuspecting consumers into disclosing personal information.
What happens if you open a spam message?
Clicking on a link in a spam text could install malware onto your phone or take you to spoof sites that look real but are designed to steal your information. If your phone gets hacked, you may notice a decrease in your phone’s battery life and performance.
What happens when you get phished?
Phishing (pronounced: fishing) is an attack that attempts to steal your money, or your identity, by getting you to reveal personal information — such as credit card numbers, bank information, or passwords — on websites that pretend to be legitimate.
How do you identify a phishing link?
There are two parts to a link: The words describing the link (the part you see) and the URL. If you’re on a computer, hover over the link and find out its real destination. If it doesn’t match the link displayed, assume it’s unsafe and don’t click it. This is an easy, effective way of spotting phishing threats.
What is a common indicator of a phishing attempt?
A common indicator of a phishing attempt is a suspicious attachment. The bad guys often use phishing emails to send these attachments because they know many people are curious enough to open them and click on whatever links or buttons they contain. These attachments may be a Word document or zip file, for example.
Why do people fall for phishing?
Phishing emails are carefully designed by scammers and criminals to manipulate our emotions and tap into our unconscious biases, so humans are practically hardwired to fall for them, says cybersecurity expert and computer scientist Daniela Oliveira, an associate professor at the University of Florida in Gainesville.
What is the punishment for phishing?
Those charged with phishing can face fines, a prison sentence or probation. A felony phishing conviction can carry a sentence of up to five years in prison, while a misdemeanor phishing conviction can result in up to a year in prison.
What is an example of Pharming?
Credential Pharming For example, obtaining account credentials on an email account provides an attacker far more information than just stealing sensitive information from a targeted user. In a phishing attack, users are tricked into sending their credentials to a threat actor via email.
Do spammers know if you open their email?
Can Scammers See That I Opened Their Email? It depends. Scammers will be able to tell that you opened an email if you download any attachments or click any links (which you should NEVER do), or if your email client automatically loads any images that are embedded in the message.
Can someone hack my bank account with my email address?
It’s also possible hackers could use your email account to gain access to your bank account or credit card information, draining funds from an account, or racking up charges. They might even use your email and password to sign up for online sites and services, sticking you with monthly fees in the process.
What to do if a scammer has all your information?
Notify the Federal Trade Commission (FTC) that you have been phished. The FTC is the nation’s consumer protection agency. The FTC’s Bureau of Consumer Protection works for the consumer to prevent fraud, deception and unfair business practices in the marketplace.
What if I clicked on a phishing link but did not enter details?
If you clicked on a phishing link that took you to a spoofed page and did not enter any personal information or credentials, then you should be fine. However, one danger is that scammers usually know whether or not you clicked on the link. So, they may determine you’re a good target to continue pursuing.
What can someone do with an email without password?
If a hacker wanted to try breaking into one of your online accounts, knowing your email address is a solid first step. Obviously, they can’t log in without your password, but by knowing your email address, they could target you with phishing emails – malicious attachments that install malware on your machine.
What does a phishing email look like?
Phishing emails typically use generic salutations such as “Dear valued member,” “Dear account holder,” or “Dear customer.” If a company you deal with required information about your account, the email would call you by name and probably direct you to contact them via phone.
Why you shouldn’t click on links?
Randomly clicking links or going to unknown websites on your computer, phone, or even smart TV can put you at risk of covertly downloaded software intended to damage or disable your computer or other devices. If you surf the web to an unsafe place and malware is installed, you may be in trouble.
How would you know if someone is trying to pharming you?
Pharming attack warning signs Here are two signals of pharming. An unsecure connection. If your site address says “http” instead of “https” in the address line, the website may be corrupted. A website doesn’t seem right.
Why do hackers use phishing emails?
These messages aim to trick the user into revealing important data—often a username and password that the attacker can use to breach a system or account.
Who do you call when you get scammed?
The Federal Trade Commission (FTC) is the main agency that collects scam reports. Report the scam to the FTC online, or by phone at 1-877-382-4357 (9:00 AM – 8:00 PM, ET). The FTC accepts complaints about most scams, including these popular ones: Phone calls.
Who is most vulnerable to phishing?
Our results suggest that women are more susceptible than men to phishing and participants between the ages of 18 and 25 are more susceptible to phishing than other age groups.
What happens if you open a phishing email on your phone?
Using phishing scams and psychological tricks, cybercriminals can steal your passwords, credit card numbers, customer lists, etc. And this is information you want to avoid sharing.
Can you get scammed by replying to a text?
Scam artists know this and sometimes target consumers with “phishing” scams via text message or SMS (short message service). Text message or SMS phishing—also called “smishing”—occurs when scam artists use deceptive text messages to lure consumers into providing their personal or financial information.
What is pre texting?
Pretexting is a certain type of social engineering technique that manipulates victims into divulging information. A pretext is a made-up scenario developed by threat actors for the purpose of stealing a victim’s personal data.
What is trap phishing?
Trap phishing is a term used to describe phishing attempts that try to trap or trick the user into downloading malware or clicking on a link to malware.